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Thanks for the info.

I will also be leaving PC Financial.
Got into their TFSA in Jan because I didnt know much about it and seemed like a good idea. However 0.75% interest isnt exactly what I had in mind.

Will be withdrawing my money in mid december and making the E or Q trade (need to do more homework).

Was going to go with CIBC as I have other accounts with them, but their investors edge program is terrible if you do < 50 trades / year.

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