That's pretty interesting, thanks for posting. You're right. For that long time period, XCG doesn't look very different from XIC.James, of course you're correct in that you must compare apples to apples, so it's a requirement to chart Total Return as you say. In that regard, XCG is fairly close to the index (XIC.TO) as you can see by the attached chart.
It's true that my various schemes are beating the TSX. At the moment, I still like both my 5-pack and growth stock picks and both are outperforming.... from all the various schemes you have followed over the years and can't imagine why you would want to switch to an ETF and accept index returns when yours are so much higher?
Just because they've done well in the last few years (maybe 3 or 4 years) doesn't necessarily mean they will beat the TSX in the long term. This is what I worry about. I'm not convinced that my outperformance will persist long term.
4 years isn't much of a track record yet AND we've been in a market that's generally been rising this whole time. I do actually feel a bit more confident now that my stock picks have done well through the 2020 crash, but it still wasn't much of a crash. And it certainly isn't a bear market.
This is, so far, a pretty easy market to invest in. But what happens once we have a real bear market, with severe declines and multiple years of losses?