I gotta side with MoneyGal on this one. A nanny is not a private daycare.
I also think that injuries can happen in the home as well as the office.
That said, we have a part-time nanny/mother's helper. We just pay her cash - no ei or wc or anything like that.
What happens if you have a friend visiting and they get injured on your property? What about a casual babysitter ie the teen from next door? If they get hurt does house insurance cover that sort of thing?
I also think that injuries can happen in the home as well as the office.
That said, we have a part-time nanny/mother's helper. We just pay her cash - no ei or wc or anything like that.
What happens if you have a friend visiting and they get injured on your property? What about a casual babysitter ie the teen from next door? If they get hurt does house insurance cover that sort of thing?