Let's say you got enough saved and you are ready to retire. Would you:
A) Convert everything to fixed income even if you would not need all of it.
B) Keep the 100 - age, asset allocation ratio (or whatever ratio you use).
C) Convert enough to fixed income to generate retirement income, leave the rest in equity.
D) Move everything to equity
A) Convert everything to fixed income even if you would not need all of it.
B) Keep the 100 - age, asset allocation ratio (or whatever ratio you use).
C) Convert enough to fixed income to generate retirement income, leave the rest in equity.
D) Move everything to equity