Bamm lol! Who needs to pay for HBO when you can have all this free entertainment along with an investing education at CMF
jollybear is fun .
each:.
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WealthBar is Canada's only robo-advisor specializing in retirement income planning.
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Fees that are up to 60% less than traditional mutual funds.
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Learn more and get $10,000 managed free for 1 year
Low cost investing. Advice you can trust. Open an account and get:
Access to higher quality investments previously only available to the ultra-wealthy. These higher return, lower volatility portfolios have consistently returned 8%.
WealthBar is the only robo-advisor in Canada to offer financial advice. Your Financial Adviser will work with you to take control of your financial future. With financial planning included in our already low fees, you can get answers to all your questions about money.
Fees that are up to 60% less than traditional mutual funds.
No commission, unbiased advice - not a sales pitch.
Professionally managed portfolios that are rebalanced and leverage tax-loss harvesting.
Learn more and get $10,000 managed free for 1 year
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jollybear is fun .
each:.
Robo advisory investing is a sign of complacency near major top. Lots of ways to play the market @ market tops. When options & futures are not offered on stocks & bonds funds it will signal sentiment is getting ripe for long term buy.
The best set up would be a robo advisory service where the players were members of the advisory service resulting in no conflicts of interests & profits were used to grow the service & or shared with the members & traded on an exchange that was also member owned
The best set up would be a robo advisory service where the players were members of the advisory service resulting in no conflicts of interests & profits were used to grow the service & or shared with the members & traded on an exchange that was also member owned
hmmmmn. Looking at the "Vendor Rules" section which the admins have recently added to the forum, i believe that Rule #3 might be relevant to WealthBar's thread, which was possibly mal-introduced here in the general forum.
(bold face added by myself)
Q: where is the personal vendor section? where is the open vendor deals section of the vendor forum?
Q numero 2: why isn't WealthBar posting his marketing "advice" in the proper vendor section?
i for one think a vendor section is a great idea. Perhaps it has not yet been properly set up, so by default WealthBar had to open his thread here in the general section. But one can see that continued ads interspersed with bona fide messages from real life investors, are not going to fly.
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(bold face added by myself)
3. Commercial posting is limited to either your personal vendor section or in the open vendor deals section of the vendor forum.
If a member is looking for a product suggestion in the open forums it is acceptable to recommend a product that is relevant to the conversation but please keep it to a minimum and direct any subsequent conversation to private messages. Any vendor caught taking advantage of this rule will be subject to site infraction.
Q: where is the personal vendor section? where is the open vendor deals section of the vendor forum?
Q numero 2: why isn't WealthBar posting his marketing "advice" in the proper vendor section?
i for one think a vendor section is a great idea. Perhaps it has not yet been properly set up, so by default WealthBar had to open his thread here in the general section. But one can see that continued ads interspersed with bona fide messages from real life investors, are not going to fly.
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This thread needs to be removed from the Investing forum and placed in the Vendor forum, where it belongs,
Robo advisory investing is a sign of complacency near major top.
hey wolf could we please have one of your 100-year charts showing confluence of robo advisories with market tops, astrological cycles & lunar occurrences
it was the 19th century when john d rockefeller, john jacob astor & j pierpont morgan - who had all been properly brought up to respect nannies, robots, abacus calculators, cast iron cash registers & other authorities - said EFF You See Kay the Robo Advisories! i'm going out to seek my fortune!!
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I want a robo-advisor that is driven by artificial intelligence. It has to be sophisticated enough to find the optimum balance of ETFs in my registered and non registered accounts. It will automatically make all trades and RSP withdrawals, optimize the long term tax implications and do my tax returns for me. Oh, and it has to run on my iPhone and cost less than $50.
That's what I suggested our trusty moderator (James) do. Maybe he will.This thread needs to be removed from the Investing forum and placed in the Vendor forum, where it belongs,
Maybe we need a robo-moderator
This post does not belong here. Moderator please have it removed.
^ Ah, please refer to post #15, moderator J4B doesn't own the site.
(And yes, the whole financial industry is strife with conflict of interests -only that it's not in your best interest).
(And yes, the whole financial industry is strife with conflict of interests -only that it's not in your best interest).
He doesn't own the site, but he is quite capable of moving posts to what he feels is a more appropriate location. He has done that before and should do it now.^ Ah, please refer to post #15, moderator J4B doesn't own the site.
(And yes, the whole financial industry is strife with conflict of interests -only that it's not in your best interest).
BTW, doesn't look like Wealthbar is making too many friends by butting in here
ONLYMYOPINION SPECIALIZES IN (HIS OWN) RETIREMENT INCOME PLANNING TOO!
He claims that no one cares more about it than he does and that no one else lives with the results. He gets ALL of it managed free. Can that be true?
Do Nutbars, Fruitbars, Wealthbars or Licencedbars feel the same?
He claims that no one cares more about it than he does and that no one else lives with the results. He gets ALL of it managed free. Can that be true?
Do Nutbars, Fruitbars, Wealthbars or Licencedbars feel the same?
I want a robo-advisor that is driven by artificial intelligence. It has to be sophisticated enough to find the optimum balance of ETFs in my registered and non registered accounts. It will automatically make all trades and RSP withdrawals, optimize the long term tax implications and do my tax returns for me. Oh, and it has to run on my iPhone and cost less than $50.
i haven't done this research but here's a thought.
i rather suspect that the CPPIB return has been outstripping XIU, XIC & all the robo advisors of canada over the past 10 or 20 years. Maybe they could create a satellite, code name Friends of CPPIB. Folks aiming for retirement savings could contribute their extra. CPPIB would manage for a lower-than-robo fee. Everybody would benefit.
of course the same folks would already be contributing via taxes to regular CPPIB pension. Satellite contributions would be an extra voluntary contribution towards retirement income. Satellite would replace DIY coach potatoing or robo advisoring.
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HP follow the moneyhey wolf could we please have one of your 100-year charts showing confluence of robo advisories with market tops, astrological cycles & lunar occurrences
it was the 19th century when john d rockefeller, john jacob astor & j pierpont morgan - who had all been properly brought up to respect nannies, robots, abacus calculators, cast iron cash registers & other authorities - said EFF You See Kay the Robo Advisories! i'm going out to seek my fortune!!
.
When first started playing commissions were expensive this was a time when the average holding time for stocks was short the early 80s
Unlike 1929 when investments trusts were popular longer holding time for stocks. After 29 crash investment trust got such a bad name no one trusted investment trusts so name change to mutual funds & became popular in 90s. longer holding time = less commission from buying & selling. Mutual funds added a fees.
Now the new kid on the block Robo advisor set it & forget when buy & hold for ever is the mantra ( max complacency). Sure there is high frequency trading though not by the retail investor. Not as much money to be made on buy/sell commissions so make money of fees of set it & forget give investors what they want. Though when everyone wants the same type of investment the table is getting crowded. Fees from ETF & Robo advisor, single stock no fees just dividend & buy/sell commision
My thinking is after we get another 1929 - 1932 style market no one will want to touch Robo advisers.
There is a long term chart out there in chart land that shows the average time a stock is held through bull & bear markets I have seen it some where though forget where. Think EWI might have posted it years back.
... true and it's just going to get worst for WB (think reputation) if the site owner doesn't move them soon....
BTW, doesn't look like Wealthbar is making too many friends by butting in here
... LOL!ONLYMYOPINION SPECIALIZES IN (HIS OWN) RETIREMENT PLANNING TOO!
He claims that no one cares more about it than he does and that no one else lives with the results. He gets ALL of it managed free. Can that be true?
Do Nutbars, Fruitbars, Wealthbars or Licencedbars feel the same?
Rebalancing portfolios to always hold x percent in an ETF might boast performance though is very dangerous practice if one of the ETFs goes to zero. The more ETFs used the higher the risk of blowing up entire account.
The safer play if want to play buy & hold then with draw for retirement is dollar cost averaging x percentage into each ETF with no rebalance.
The safer play if want to play buy & hold then with draw for retirement is dollar cost averaging x percentage into each ETF with no rebalance.
And this one's a sticky too.
That is ridiculous. Shows something about how owners value forum participants.And this one's a sticky too.
Hello Everyone.
I know you are all not used to having Vendors on this site, but this is a paid vendor sponsored post. We are working on getting better tags to identified paid vendors on the site to help clear this up in the future.
Please remember that vendors help support this site, and help it be free for all of you to enjoy.
I will be closing this thread.
Please remember that all users should be treated fairly.
Helena
I know you are all not used to having Vendors on this site, but this is a paid vendor sponsored post. We are working on getting better tags to identified paid vendors on the site to help clear this up in the future.
Please remember that vendors help support this site, and help it be free for all of you to enjoy.
I will be closing this thread.
Please remember that all users should be treated fairly.
Helena
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