I think the visiting of restaurants is very specific to a person's situation, just like investing, so no judgments should be made.I have gone to quite a few restaurants,
Myself, you couldn't pay me enough to go to a restaurant. I'm in the 70 year old crowd with a bit of a lung problem, and so, if I get that pesky virus, I'm dead.
Why would I go to a situation that puts my very life at risk to eat a sandwich? I can eat quite comfortably in my safe home.
And there's the rub. Everyone's situation is different. Just as everyone is different in investing, everyone is different with respect to the risk they might take with respect to the virus.