I'm having a problem transferring my money from london life to rbc direct investing. I asked to transfer in kind and london life as far as I can figure wants to dispense in cash only. which means I assume they want to sell my funds that they manage and get management fees then move what is left of my money to direct investing.My question is does anyone have info on avoiding these fees as I have a friend that moved same from edward jones and there was no charge. Are these people just trying to rip me off or is this legal. I have been invested there since 2004 if that makes any difference.