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Discussion Starter · #1 ·
So how is your TFSA doing? What investments do you have in it? Any plans to change this over the coming year?

I have $14K right now, the rest is in limbo land (don't ask). I used to have this money earning 1.25% interest, so at the end of 2010 there was about $125 of growth in the account. I invested all the money (as part of my overall portfolio balance) in a US index fund and a global energy fund. It hasn't gained much value since, hoping for a better return by the end of the year as this is my tier 2 money and I have to keep an eye that things don't tank and obliterate my life-saving emergency fund.

That's where I'm at. Where are you at with this? And if you are one of these people with a $35K TFSA, please tell us HOW you did that cuz you know I'll ask. :)
 

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I have $14K right now, the rest is in limbo land (don't ask). I used to have this money earning 1.25% interest, so at the end of 2010 there was about $125 of growth in the account. I invested all the money (as part of my overall portfolio balance) in a US index fund and a global energy fund. It hasn't gained much value since, hoping for a better return by the end of the year as this is my tier 2 money and I have to keep an eye that things don't tank and obliterate my life-saving emergency fund.
Your money in the index fund will not tank unless the entire US economy tanks, in which case generally everyone will have lost tremendous amounts of money. If this really is your emergency fund, you should not have it 100% in stocks.
 

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I just ran the numbers.
My annualized returns as of this moment are 16.10%.
Total invested : $13,927
Current Value : $17,539

I'm happy with it, but it's below my target RoR of 20%.

Wife's is all in a savings account so I didn't count that.
 

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$150K
+ spouse ($19K) = $169K

$15K contributed into each TFSA. The spouse's TFSA was nearly doubled at one point. The stock it has is currently down but it's still above the $15K invested. The stock should rebound later this year and get above $30K easily. Just have to be patient.

The how has been explained in other threads. Do a search.
 

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Only have the funds to utilize about half my limit at the moment. Up 17% since the summer though. Hopefully I'll continue to be so lucky. I've got oil producers, retail, international telecom, and a brazilian water utility in my TFSA
 

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up 23%.

Bought CPG, PBN and COS. Bought the COS at 24.89 (after it announced it's divident cut late last yr.), currently ay 32.00. so far so good...
but
my my,
valuations are high!

..I think we due for a correction soon.
 

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Invested $15,000.

Current Value $16,103.44

Total Return = 7.36%

Disappointed in myself. I only started contributing in the summer of 2010. Shame on me. I could have a lot more money in there if I contributed sooner. :(
 

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Discussion Starter · #15 ·
Hi Kae, thanks for posting.

In 9 months you've gained 7.36% and you are disappointed? That is very good. NOTHING to be ashamed of. In that same period I made about 1%. I am hoping to increase that by having more than just simple cash in this account. Hoping for a good 2011 in my TFSA. I would love to get 7.36%. Good job.
 

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I was fortunate enough to buy 1000 shares of Mag Silver for me and my better half a couple of years ago in the low $5.00 range. Recently sold it in the low $11.00 range. Think I should have kept it but didn't want to be greedy.
Also bought a Junior oil and gas company that we are down on by 50% but still holding for now. Over all both TFSA accounts today are just under 40k a 25% gain.
 

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tfsa

invested $15,000
Today $20,500

tried day trading with the account and all i did was make my broker rich. Heavy in Superior Plus (SPB) currently, with the DRIP

wifes
invested $15,000
Today $21,800

Mostly cash right now waiting for a downturn
 
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