I think either of your choices will work out fine.
For ourselves, we went into stocks via brokerage account.
However, having said that, having to avoid paying taxes on 1.5% interest on cash wasn't our primary concern since this would only amount to $1,500 taxible interest per $100,000 per year.
For ourselves, we went into stocks via brokerage account.
However, having said that, having to avoid paying taxes on 1.5% interest on cash wasn't our primary concern since this would only amount to $1,500 taxible interest per $100,000 per year.