I joined the forum when I was widowed in 2014, very risk averse, so invested in a GIC ladder. I have been drawing down RRSP/RRIF and adding to TFSA, gifting to kids, travelling before Covid. I have cash sitting at .25% because I am reluctant to lock it in for 5 years at such low rates. I have a defined benefit pension, CPP, OAS and a paid for home. I am looking for an investment to keep up with inflation but low risk. Is that even possible?