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Are there fees for transferring between e funds? - Only if initial money was invested within 3 months. Works on a first in, first out basis. For example, if you put your first $1000 in a Canadian index fund and transfer it to a Canadian bond fund 2 months later, then you will pay a fee. However, if it is past 3 months then you can move that $1000, even if you've made recent contributions.

Do your cash deposits have to go directly into e funds or can you build up and then make a purchase? - You can hold them in cash.

What about dividends? Are they reinvested or do they sit as cash? - Your choice. You will be prompted for your preference when you purchase the fund.
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