[bean438]

Can you add cash bi weekly into the efund account and then make a purchase or do you have to purchase funds right away?

If you purchase monthly and make a withdrawl do you pay the penalty on the last 3 mos worth, or on the total value?

I am also wondering about distriutions. Do they auto reinvest or sit as cash until you make a purchase?

 

[bean438]

Are there fees for transferring between e funds?

Do your cash deposits have to go directly into e funds or can you build up and then make a purchase?

What about dividends? Are they reinvested or do they sit as cash?

 

[bean438]

Thanks Spidey. I am surprised they charge to transfer between funds.
Mind you, one could simply adjust monthly contributions to reflect desired %.
I am thinking a sleepy portfolio for next years TFSA.

Question for all sleepyheads:

Do you accumulate cash and then cut up the pie to desired , or do you adjust monthly to keep desired %?

Same question for distributions, reinvest and adjust monthly purchase or take cash and then park it?

 

[bean438]

If I were to use e funds I think I would rebalance every 2 weeks when I contribute (assuming contributions were at least 25 per fund to satisfy the minimum purchase)

I found an excellent spreadsheet (I think it was here?) That tells you right down to the penny how much to invest in each fund to keep everything in line.