I'm not sure if I'm being lumped in this group or not, but since I'm 27 and have expressed interest in managing money I imagine I'm included in that group. I was working on a bond trading desk when Bear Sterns collapsed. I know what market collapse feels like. I can't speak for the others but I think it is unfair to assume that we only know the good times.i am wondering where these cocky brats with 2 puny years market experience are coming from. We're commencing the 4th year of a powerful bull market. A rising tide buoys all boats. The brats have never known anything different. They've never even lived through a market collapse. In just 30 short months, they've convinced themselves that they are wunderkind. They are invincible.