So have you sold off some of your gold and fixed income to maintain that 30%? I would hope not. I am sure we have discussed this before, but any rebalancing (if you are committed to percentage allocations) should, I understand, be done at some infrequent interval rather than as a knee-jerk to a change in the markets.I was writing from the perspective of someone already in a certain stock index / asset allocation plan. I think if someone has a plan in progress (has committed to stocks) they should not disrupt it. I'm 30% stocks, so I remain 30% stocks.
My too high allocation to equity has recently been self-correcting It would be interesting to see what those balanced funds are doing. Are they still maintaining their target ratios during this period?