This.I don't understand your comment. If people choose to live paycheck to paycheck, then they are spending too much for their income. They have to cut back until they can build up an emergency fund to take them through tough times. They are the ones at fault if they don't do that. What does that have to do with fancy cars?
Living paycheque to paycheque is like buying stocks on margin. One negative shock away from financial ruin.