I finally finished, or at least fleshed out most of my financial goals.
1) Calculate my net worth on a per check basis. - Started/ In-progress
2) Pay off my personal debt, ETA end of 2009, very early 2010 - Started ETA March 2010
3) Help my partner pay off his debt, ETA mid-late 2010 - Started
4) Institute a financial check up plan with a yearly, or semi-yearly review. Which should include credit history reviews, and some financial reassesment. - Done
5) Max out my RSPs, ETA 2010 - started contributing
6) Pay off my mortgage, current ETA 20 years, goal is less then 10
7) Learn how to invest, and make my money work for me - Started some research - Done/Constantly ongoing
8) Establish a retirement goal, I have a target age of 40-45
9) Start to move my saving methods beyond just high-interest savings accounts, - Done
10) Find the funds to go back to school, starting September 2009 - Done!
So far I'm at a point where I have the budgeting and bill paying stuff down. I've recently started contributing to my RSP, and have also encouraged my partner to do the same. Our biggest financial hurdle currently is paying off debt (school for me, and consumer for him). I'm trying to research and understand how I can best make my money work for me rather then vice versa.
I suppose it would be fair to say that I'm just starting out with my personal savings & RSPs. I do have a plan, however it is quite detailed in terms of debt replayment, but after that, all I have is save (personal & RSPs) and pay down my mortgage. I'm lost after that at the moment.
1) Calculate my net worth on a per check basis. - Started/ In-progress
2) Pay off my personal debt, ETA end of 2009, very early 2010 - Started ETA March 2010
3) Help my partner pay off his debt, ETA mid-late 2010 - Started
4) Institute a financial check up plan with a yearly, or semi-yearly review. Which should include credit history reviews, and some financial reassesment. - Done
5) Max out my RSPs, ETA 2010 - started contributing
6) Pay off my mortgage, current ETA 20 years, goal is less then 10
7) Learn how to invest, and make my money work for me - Started some research - Done/Constantly ongoing
8) Establish a retirement goal, I have a target age of 40-45
9) Start to move my saving methods beyond just high-interest savings accounts, - Done
10) Find the funds to go back to school, starting September 2009 - Done!
So far I'm at a point where I have the budgeting and bill paying stuff down. I've recently started contributing to my RSP, and have also encouraged my partner to do the same. Our biggest financial hurdle currently is paying off debt (school for me, and consumer for him). I'm trying to research and understand how I can best make my money work for me rather then vice versa.
I suppose it would be fair to say that I'm just starting out with my personal savings & RSPs. I do have a plan, however it is quite detailed in terms of debt replayment, but after that, all I have is save (personal & RSPs) and pay down my mortgage. I'm lost after that at the moment.