In April 2011 my RPP is paid up ... I could walk away with a $70K pension ... my expenses inc income tax are about $37K per year leaving about $38K/yr savings ... or, because I'm liking my work, I could stay on. With RPP paid up, the req'd contribution is about $1K/year and so on ,,, short story ,,, if I stay on, my savings would be about $55K/yr ,,, so I'd be working for about $18K/yr. I'm looking for ideas ... would you work for that $18K? Or what would you do ... for those that might ask, I own my home I have no debt ... thanks in advance.