For someone with possibly no assets in relation with that debt (Example: consumer debt / line of credit / credit cards), $36,000 can be a lot of money...
You're right, a million is a 'heavy debt' compared to just a measly 36k. But to be fair, that million is money borrowed to make more money, you probably have more than a million in assets to balance that liability, and you probably have somewhat of a business plan to pay off that debt. Presumably OP's debt is consumer debt, it will not pay for itself, it will cost them non-tax-deductible interest, and judging by the post, OP is nearly financially illiterate. It's all about perspective.
You're out of touch with the normal reality then.
#1- If you drink and/or smoke, stop immediately. (couple of thousand $ a year, or more if you imbibe heavily at bars)Hey guys, I need some advice regarding heavy debt
I am suffering from debt and how I pay off $36000 dollars.
I am having a hard time doing this and maybe all of your suggestion can help me.:upset:
Thank you in advance.