Looks good to me.
1. I'd prefer 1a due to the small cap exposure.
2. Good idea - your ongoing contributions will not shift your allocations too significantly.
3. Since you are building up your savings quickly $2.2k/month, I would consider rebalancing more frequently. After 5-6 months, that'll be $11-13k that you can move into the ETFs in $2000-$3000 amounts (or $4-$6K if you really want to keep expenses low).
Seems like you're on a great path. No matter what your risk tolerance and time horizon I would suggest you have some allocations to bonds or cash. This last year has really highlighted the benefit. If you were all in the market you had no chance to deploy when the market was down. Maybe look to a small (10%) bond/cash allocation.
Would it be proper to address you as Mr. ***
1. I'd prefer 1a due to the small cap exposure.
2. Good idea - your ongoing contributions will not shift your allocations too significantly.
3. Since you are building up your savings quickly $2.2k/month, I would consider rebalancing more frequently. After 5-6 months, that'll be $11-13k that you can move into the ETFs in $2000-$3000 amounts (or $4-$6K if you really want to keep expenses low).
Seems like you're on a great path. No matter what your risk tolerance and time horizon I would suggest you have some allocations to bonds or cash. This last year has really highlighted the benefit. If you were all in the market you had no chance to deploy when the market was down. Maybe look to a small (10%) bond/cash allocation.
Would it be proper to address you as Mr. ***