I am in a tough situation and need some advice. Due to a loss of job over a year ago I have come on some tough financial times and do not have any liquid finances. I am also behind on some loans and my credit is not great. However things are looking up and I am just about to start a fairly good career with a new job I just got. Are there any type of private short term loans to help pay off some bills I'm behind in? I cannot go to a payday loan b/c I just started my job. Any thoughts? Thanks.