It depends if you have space to put the money into your RRSP. If you have a good pension, I believe (I don't have a pension so I don't know) you might take up your RSP space.
I guess I look at it and say if you get a 6K refund you only really have to repay 14k over a certain number of years. If I had space I'd likely do this, but it depends on your situation.
If you end up with a 20k RRSP it won't make your break you, but ultimately you're getting 6k out of it now.
I guess I look at it and say if you get a 6K refund you only really have to repay 14k over a certain number of years. If I had space I'd likely do this, but it depends on your situation.
If you end up with a 20k RRSP it won't make your break you, but ultimately you're getting 6k out of it now.