This made us buy only when things got really rough, like SBUX @ $17, MCD in the $50s, WFC in the teens as well as all those juicy index funds. And when things got rough, I even dipped into stocks for my wife's account - again screaming buys based on both trailing earnings, and projected future returns, but when things serious problems like Bear Sterns, Europe part I and II etc.
sampson i certainly don't mean to pry here, i'm more talking out loud to myself at this late hour of the evening, so no need to look here or to answer.
this is the paragraph that draws my attention. If i have followed you correctly, there was a certain degree of market timing in the index account, with contributions being made in late 08 & subsequently, which in turn have produced the fine gains that the account enjoys today.
but in this paragraph, various stocks were also being bought at 08/09 crash lows, presumably in the stock account. Their timing was the same, ie it was excellent timing. The way i see it, these fortunate stock purchases would have/should have generated the same fine gains - or even better gains - as those enjoyed in the index account.
like i say, just musing out loud, no need to answer.