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MBNA is offering a $50 rebate if you apply for and are approved for a Smart Cash credit card through Great Canadian Rebates. For the first 6 months the card returns 5% on purchases of gas/ groceries up to $600 spending per month. After 6 months the cash back drops to 3%. The card has no annual fee.

www.greatcanadianrebates.ca/display/Finance/

Great Canadian Rebates is a portal to which a number of merchants are linked. If you buy through them you receive a cash rebate. I suspect the merchants and site collect data on our spending habits, but I shop with credit cards, so my spending is already tracked. You can receive the rebate as a cheque or as payment to your PayPal account. I have no affiliation to Great Canadian Rebates except as a consumer.

If you plan to apply for the card anyways, why not get $50 for it?
 

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Anyone else have a problem applying for MBNA cards on their site? Their 3rd party site asks you 3 personal questions and after I answer correctly it says I can not be verified (or something like that). Anybody else know if there is a way to apply and still get the rebate?
 

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I have exact same issue as you do, I have tried 4 times from different computers on diffrent days, always get this issue. I contacted MBNA, they have no clue but suggest me to do the application online with warning of that I would not receive the rebate from GreatCandadianRebate.... :confused:.... I am thinking to give up....it is not worth spending such amount of time struggling with this issue....

Does someone have solution?

Anyone else have a problem applying for MBNA cards on their site? Their 3rd party site asks you 3 personal questions and after I answer correctly it says I can not be verified (or something like that). Anybody else know if there is a way to apply and still get the rebate?
 

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It is also my favorite card. Got back 300$ in cash in 2011 and you do not have to wait 12 months, the checks come in automatically. My financial advisor for my corporate account does not understand why I do not want the bank's card. But you can exchange those points for anything you want... yeah right, why the additionnal hassle ?
 

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Can vouch for this card as well. Been great so far and with our nasty spending habits, easily getting at least $50 a month cash back (you get $18 just for spending $600 in groceries and gas).
 

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Is there any catch with this card?
No- it's a straight up good deal (for a credit card). It's always on the top of 'best Canadian credit card' lists. I also like the extras aside from the cash back- extended warranty, insurance, etc. And no fee, with no minimum income level. I got one last year and use it for everything I can, even small purchases- it's a great way to track your monthly spending, and of course you are also getting a discount on everything you buy because of the cash back.

After reviewing all the cards available, I decided that paying a fee for a travel points card negated the points earned- or there are almost always stipulations as to when or with whom you can fly- I'd rather stick my cash back refunds into a designated travel fund or spend it/invest it where I want. Why not use the $25-$75 or whatever refund per month to bump up your automatic RRSP contribution?
 

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I decided that paying a fee for a travel points card negated the points earned- or there are almost always stipulations as to when or with whom you can fly- I'd rather stick my cash back refunds into a designated travel fund or spend it/invest it where I want.
I've had a points card for a few years now, but just applied for an MBNA card this week. With the points card I had, they gave you 1% back in points, which is decent. But then there is a $24 annual fee, so my first $2400 in spending essentially made up for the fee, then they charged me $40 or $50 to redeem the points to buy flights! I'm keeping that card but going to the no-fee version that gives me 0.5% back, just to keep the credit history.
 
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