I haven't used them myself, but PWL Capital operates in Ottawa and Montreal.

However, they have minimum amounts for clients. I don't know what the minimum is, but it could be 500k or 1m. I've spoken with a few of their people. One thing I like about them is that they pursue low-fee index investing and don't pretend that they can beat the market. They're very open about their philosophy, and you can listen to their podcast where they explain why they pursue low-fee index investing.

Other possibilities are Mawer and Steadyhand. These have pretty good mutual funds at low cost, but again they have minimum thresholds for taking clients.

 

Other possibilities are Mawer and Steadyhand. These have pretty good mutual funds at low cost, but again they have minimum thresholds for taking clients.

I follow the performance MAW120. Not impressed.

https://az-prd-mawer-com-cms-bda9ehd8a2fqgdgn.a02.azurefd.net/mawer-com-cms/assets/2_Q25_Mawer_Global_Equity_Fund_Series_A_1a0aa8d41e.pdf

 

What is her financial literacy, investible assets, and what services does she want from an investment company?

 

Thank you kindly
This is much appreciated.
Good question.
Let's assume she holds the minimum investable amount
Financial literacy is little to none.

 

Then the suggestions in post #2 make sense. The best one can hope for is a firm that publicly at least appears to have a conscience in doing what is right for the client. Whether any of these options can include a fiduciary obligation to the client (as compared to their firm) is another question.

 

There are very small boutique firms who manage small portfolio. Best to ask her widowed friends.

Do not expect much from these firms. Just offloads accounting and taxes. MIL had one after FIL passed.

Found through inquiring at her golf club.

 

As I edge into less mentally competent, I think having someone doing the accounting and taxes could be nice.
Realistically as I edge out of the accumulating phase, it will get really boring.