I'm looking for some advice. I have a paid for house worth 500k. No other debt. I was considering putting a rental suite in my basement will cost me about 80k total. Was looking at acquiring a heloc to fund this. Is this something a mortgage broker would look into or do I just visit different banks and see what they offer to set this up. I have read that there are quite a few fees involved with this such as appraisal , legal fees and etc. Will different institutions wave these fees?? Anyone have experience with this. Thanks in advance.