I recently had my commuted value deposited into a brokerage account. About $15000 was supposed to be put in a LIRA and the remaining overage into an RRSP. Upon receiving the money from my pension fund the FI deposited all of the funds into the RRSP account. 1) Should I notify them? 2) Can I get into trouble if I don't? I do plan on using the funds to build for retirement, but not having the funds locked in until 55 and avoiding the accompanying restricted withdrawal percentages is a huge benefit in my mind. I appreciate your input.