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Discussion Starter · #4 ·
^
... I don't see any point in having CAD ISA (or cash) sitting in a brokerage account.
... I don't disagree but then that's an opportunity cost in the event of a market crash ... lol.

Seriously ... those are accumulated dividends and interests and I'm lazy.
 

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Discussion Starter · #16 ·
I am not going to blame the banks for being stingy on the deposit front given the socialists have decided profitable banks and insurance companies are not good for Canada (and for shareholders, mutual fund holders, ETF holders, pension funds, etc.). The banks need to claw their increased tax burden somehow.
... no doubt, in order to keep up with inflation for them multi-million dollars bonuses. Not for the minions of course.

And also them banks were pleasantly surprised the tax hit was 40% less than what the Libs had pledged. Probably won't make a dent even. Business as usual on the customers with semi-annual fees "updates" (aka increases), like clockwork.
 

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Discussion Starter · #23 ·
Okay, I know they're not technically funds, but is anyone buying the HISA ETFs? I own Purpose PSA (PSA) and there's also Evolve/NEO (HISA), which last time I checked, had a 1.36% current yield.

No one?
.... OP here. I ended up using BMOIL's house HISA (BMT104) at a yield of .65% at the time of my post whereas Neo HISA's yield through the brokerage was .75%.

The current gross yield of NEO HISA - direct from Evolve itself is 1.45% and I'm too lazy to move funds for an additional half a percentage.

Instead, I'm like J4B watching rates move higher and then go play the GICs renewal game.
 

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Discussion Starter · #27 ·
The yield doesn't vary from brokerage to brokerage, though, right? I mean it's an ETF. Unless the quotes were taken at different times.
... correct.

GIC rates are a different story due to different providers available the brokerages.
 

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Discussion Starter · #32 ·
^ Suggest you screenprint your order if you're provided a reference # that was generated. That way it's date/time-stamped "proof" you placed the order and easier for the brokerage agents/tech guys to track this "ghosting" business of theirs.

Happened to me on a GIC purchase (not at TDDI though) and I said well, I got a reference plus a screen-print to prove the order went thru your systems. So where is it? It showed up a couple of days later which is weird for a GIC purchase, I gave them the lee-way of a 2/3 days settlement. It's most likely a case of "we found it!" at their end later.
 
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