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198 Posts
I'm curious how people use their emergency fund? Do you only use it for times when you are unemployed? Do you use it for car repairs? What about house repairs?
Do you begin saving for repairs that you know you are going to need like a new roof? Do you just wait until you need a new roof and hit up the emergency fund?
Basically do you save in advance for capital expenditures or do wait and use you emergency fund to pay for it?
Do you begin saving for repairs that you know you are going to need like a new roof? Do you just wait until you need a new roof and hit up the emergency fund?
Basically do you save in advance for capital expenditures or do wait and use you emergency fund to pay for it?