We calculate our net worth as a team. Even if you were to have separate RRSP's etc, if it were to come to divorce, the line in the sand probably won't be where you think.I am just wondering if people include their partner's assets when they are calculating their net worth? My husband and I have separate RRSPs and savings accounts, but a shared home (with a mortgage), a shared rental property (also with a mortgage), and an RESP account for our daughter, in addition to lots of other shared assets.
To calculate my net worth, I have always just split the shared assets in half (and any liabilities). Is this what other people are doing? Or do you count your net worth as yours AND your partners net worth?