How about CDZ or XDV. Both are dividend ETFs.
I am holding pretty much the same ETFs. Instead of XDV I bought CDZ. No clue which one is better. CDZ or XDV.I'm holding XDV, XRE, and XIC in my TFSA's.
Average yield of 7.8% (picked up all except XRE well below current price), interest cost is 3.5%.
I wrote an article on it here;