I have been with a Financial Adviser for a few years and he is a decent person. That said, some of the MF's he has suggested haven't been the best. The high MERs plus the pending HST in Ontario (plus this website) have got me thinking about switching things up.
If I wanted to go Self-Directed with my RRSP, what would be the best route?
If I transfered everything to TD Waterhouse Discount Brokerage Self-Directed RSP, who gets the MERs? How do I figure out exactly when the DSC have expired?
I have a ton of other related questions, but I'll wait until some of you weigh in on the subject.
If I wanted to go Self-Directed with my RRSP, what would be the best route?
If I transfered everything to TD Waterhouse Discount Brokerage Self-Directed RSP, who gets the MERs? How do I figure out exactly when the DSC have expired?
I have a ton of other related questions, but I'll wait until some of you weigh in on the subject.