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Indeed. Digitalatlas should WANT to have separate timing on the 2nd ladder to have something mature every 6 months or so.
I have 10 holdings in a 5 year ladder in one RRSP at my discount brokerage, which ideally should have something come due every 6 months. It is not perfectly aligned for the primary reason that a corporate bond or debenture isn't necessarily aligned for 6 month intervals, but I don't care. What is more important is having 2 maturities every calendar year, rather than perfection every 6 months.
I have 10 holdings in a 5 year ladder in one RRSP at my discount brokerage, which ideally should have something come due every 6 months. It is not perfectly aligned for the primary reason that a corporate bond or debenture isn't necessarily aligned for 6 month intervals, but I don't care. What is more important is having 2 maturities every calendar year, rather than perfection every 6 months.