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Discussion Starter · #1 ·
Since I have been participating daily for past 10 years, in an American dominant forum...originally on cycling, we talk about other stuff. Some of it is fun. And some not. Yes,they do talk about their own experiences with their own U.S. health care system. This group of Americans tend to care more about their own health/self-care. After all, we all love bikes. They are also less prone to conspiracy false believers.

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From Minnesota. She is 64 yrs. and working.

Supplement coverage is gonna run $255 a month plus Medicare part B approximately $170 per month...that's a lot of money
The Advantage plan that would include my docs and dentist..same deductible I have now...is $89 a month
:wacko:
I am more confused now.
Heart

He below is around 68 yrs.
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A large part of the reason I'm still working.
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Yeah part B and and advantage program is $250. B and a supplement is 1/4 of my retirement monthly income...
Our medical system sucks.
Heart


She below is around 55 yrs. She has multiple sclerosis. She and hubby had invested FANG stocks, cashed and built house in Oregon.
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...and this is why I am extending our work years and havin some fun now. The medical part of the early retirement is completely unaffordable for a few more years. I got an estimate and it was 2 grand a month, in addition to all the co-pays.
I know several people that have gone to Mexico for medical prcedures, because it is too expensive here in the USA.
 

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Discussion Starter · #3 ·
We retired at 58/59.

In our travels we have met many Americans who wanted to retire at that age. The big issue preventing it for many that we met was the cost of medical insurance. It was not uncommon to hear number like $1600USD per month and on @ few occasions even more.

On two trips to Costa Rica and to Panama we met Americans who had retired early to those countries because of the cost of medical care to age 65.
Thx. Not saying it solves our current problems.
But not enough for me to move to the U.S.

I just found out an aunt in San Francisco died @84 yrs. My mother's only sibling left. (there were 6 others). She like my mother, would have been low-income. No, unlike mother, aunt didn't have her own home. She died at home but I don't know the cause.
 

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Discussion Starter · #5 · (Edited)
Good friends and an extremely nice family were paying $11,000 per month for health coverage, back in 2014. He ran a small renovation business and he had to work hard to make the health care payments. RE renovation was booming back then so he was able to cut it but just barely. Also, the entire family is obese and I think every one of them has type 2 diabetes, among other things.

He was a victim of the Affordable Care Act. The ACA reduced the cost of insurance to most Americans but it screwed over small business owners. Suffice to say, he was not a big fan of the policy.

I've never followed up to learn how that is going. I'm too scared to ask. He is still in business, though.
For that very high premium $$$ / month, sounds like at least 1 person must have had some recurring health problems that gets treated. :cautious:
 

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Discussion Starter · #7 ·
I think they're victims of gluttony, not the ACA. Live a healthy lifestyle, get to a reasonable weight and then see if they can lower their healthcare premiums. That should be the number one priority.
As Ian said earlier in his encounters over the years with americans... there is still a cost.

I'm not disagreeing with you that they created some of their own health problems.

But remember the lst post I started, was feedback from several Americans. lst 64 woman, is in good health and works out with a personal trainer even though she is living a modest life. She is single and simply works as a coordinator for a large multicomplex building condo for folks over 55. The American health insurance system angers enough ordinary Americans.

Anyway, just thought I'll give some snapshots earlier this wk.
 

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Discussion Starter · #14 ·
There are a lot of reasons why some countries are inexpensive to live in. I've had good inexpensive medical care in Mexico but I wouldn't want to live there. 6 or 8 weeks in winter is enough.
What didn't you like in a major way, that would deter you from living there permanently.

Just reading some of the attacks on tourists and the grip of the drug cartels, seems to be a very different type of violence. For sure, we have it here, in terms of gangs but our policing is probably a bit different also, etc. Probably best one knows a good Mexican local friend or 2. I'm not talking about ex-pats. ....I see them in a different social realm....in any country. They aren't there permanently so their "commitment" to a country is quite different.
 

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Discussion Starter · #18 ·
And another from American below who are talking about retirement years.

Don't bother supporting privatizing health care. We're entering into a slippery slope for CAnada.
Water Rectangle Font Circle Parallel

Excerpt above is from American cycling forum where I hang out for past decade. The person who has cancer is a retired teacher...who had ok salary.
 
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