The article Tax Optimizing the Couch Potato Portfolio applies the coach potato across all acount types and notes that
I understand how this would work with ETF but don't understand how I would see the tax with the e-Series funds. For example, I were to use the TD e-Series US index and International Index funds in a TFSA and RRSP how would the 15% be withheld? A yearly tax bill? Or just as lower performance in the TFSA?However, if you decide to use your TFSA, then keep the foreign holdings (ie. US/international equities) within an RRSP as foreign dividends will face withholding tax (15%) in a TFSA.