Ancillary benefits are benefits that are provided under a pension plan in addition to the lifetime retirement benefits that are provided to a member, and they therefore do not increase the member's pension adjustment. (Some examples are increased early retirement benefits, survivor benefits, and bridging benefits.)
Since ancillary benefits are not taken into account in computing pension adjustments and past service pension adjustments, members can improve their benefits without reducing the amount of deduction room available for registered retirement savings plan contributions.
