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Discussion Starter · #1 ·
Hello All,

I am building up some fixed income into my portfolio. I bought around $1000 worth of ZAG recently. I am aiming for 10% portfolio allocation into fixed income for now. I may buy more if bonds stay this low for a while. My time horizon is 30 years+ (will retire in more than 30 years).

While buying ZAG I was thinking about Diversification. Canada is quite a strong nation with a good credit score but I wanted to know if others on here diversified their fixed income? Have people bought fixed income such as ZAG which consists of CAD government and Corporate investment grade bonds but then also bought fixed income ETFs from other developed countries or emerging markets?

Or do people feel like just buying fixed income from Canada and Canada alone is good enough for their Fixed income in their portfolio?

Any feedback would be appreciated.
 

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I am also interested what people respond here. I have 20% of my portfolio money in XBB. I wonder if I need to diversify into other bonds regionally or internationally. My equities is very diversified however...
 

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With interest rates being so low and likely to stay this way some time some stocks can be used for income instead of actual income products. BCE & Fortis as two examples.
 

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Im using a 50/50 split between zag & clf for my allocation…. I am all canadian bonds…. A small exposure to corp in a few accounts using cbo.

sorry !! Using vab ! Forgot but virtually the same as zag.
 

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Discussion Starter · #6 ·
Im using a 50/50 split between zag & clf for my allocation…. I am all canadian bonds…. A small exposure to corp in a few accounts using cbo.
Interesting. Thanks for sharing. ZAG is long term bons and from BMO and CLF is from ishares and is short term bons. That feels like better diversity than just ZAG. I may consider adding some CLF into my portfolio.
 

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How is diversification achieved in fixed income portfolios?
 

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Slightly off topic.
anyone knows why yahoo finance doesn’t show the information as it used to?
now everything for certain Canadian ETFs is NA
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