As James pointed out, there is a different between returns and total returns. You cited trailing total return.
In WebBroker, it will cite gains non-inclusive of dividends. It is simply equity price at time <A> divided by equity price at time <B>.
Account gains were way low. I could take my balance at the end of the year and divide by my balance at the start of that same year and get a number far in excess of WebBroker reported gains in a locked in account. This is because I was DRIPping companies. They ignore the dividend. When a DRIP happens, they simply DCA the new tranche into the position. In this way, it would very gently push up my purchase cost over time which just slightly diminishes the gain in WB, even though the balance is increased.
In WebBroker, it will cite gains non-inclusive of dividends. It is simply equity price at time <A> divided by equity price at time <B>.
Account gains were way low. I could take my balance at the end of the year and divide by my balance at the start of that same year and get a number far in excess of WebBroker reported gains in a locked in account. This is because I was DRIPping companies. They ignore the dividend. When a DRIP happens, they simply DCA the new tranche into the position. In this way, it would very gently push up my purchase cost over time which just slightly diminishes the gain in WB, even though the balance is increased.
