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Discussion Starter · #41 ·
Strange that on NYSE you don't hold any dividend champions
I have held many dividend champions through the years, I just recently sold, BEN, ORI, ADM and ABT. I locked in some nice capital gains and reduced shares in WDC and NVDA. I'm holding a nice chunk of us cash right now.

Many of the high dividend stocks, like my REITs, I have held for years and some have paid themselves off in full. Now it's just free money.
 

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I have held many dividend champions through the years, I just recently sold, BEN, ORI, ADM and ABT. I locked in some nice capital gains and reduced shares in WDC and NVDA. I'm holding a nice chunk of us cash right now.

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If you are a dividend investor, I still don't understand why you hold stocks like SHOP, BBRY and not stocks like JNJ, MCD,PG or PEP
 

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I have around 30 companies. The only ETF I hold is ZLB.TO

Biggest holdings right now are AQN, ENB, RY, CWB, PLZ.UN, NKE, O, WPC, AX.UN, ALA, WDC

All holding listed below

TSE:NVU.UN
TSE:pZA
O
TSE:AD
TSE:ENF
TSE:SJR.B
TSE:ALA
TSE:CPG
TSE:AX.UN
TSE:D.UN
TSE:pLZ.UN
TSE:AQN
WDC
TSE:ZLB
NKE
WPC
TSE:RY
OHI
GIS
TSE:pWF
TSE:SU
TSE:TS.B
NVDA
TSE:XTC
TSE:BIP.UN
CVE:pTG
TSE:CWB
TSE:ENB
NASDAQ:BBRY
TSE:BTE
TSE:SHOP
TSE:REW
what's the 10th one on the list?
the smiley-face stock?
 

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Discussion Starter · #44 ·
Interesting list. Few, as another commenter noted "dividend champs" but mostly many high-yielders. .
I will never buy a company because it made some persons list. I look at many things and keep a journal of why I bought each company.

My Canadian companies with consecutive years of dividend growth.
Canadian Western Bank 25 years
Enbridge Inc 21 years
Plaza Retail REIT 14 years
Shaw Communications 14 years
Suncor Energy Inc 14 years
Accord Financial Corp. 11 years
Exco Technologies Ltd 11 years
Alaris Royalty Corporation 9 years
Algonquin Power & Utilities Corp. 6 years
Enbridge Income Fund Holdings Inc. 6 years
Royal Bank of Canada 6 years
Altagas 5 years
Pizza Pizza Royalty Corp. 5 years.

CPG and BTE are contrarian and have a 80% gain on BTE. When oil hits 60 this year or next I will sell these two. If oil stays where it is or goes lower, I wait. Very small positions.

I sold out SHOP on friday @$101, locked in a 20% capital gain.


My US holdings
Consecutive years of dividend growth.
WP Carey 20 Years
O Realty 24 years
OHI 15 years
GIS 13 years
Nike 15 years

When I bought WDC it was $44 and was the only company in the US that hit all my value metrics on my custom screener. A year later it's around $90.
I bought Nvidia at $26 so I'm good on that one also.
BBRY has been a disaster though as I bought this back when they picked up QNX and over guessed their value. I bought this on the Nasdaq when our dollar was better (like 2013 or 2014 off memory) so I'm just in the money now. Was sad days when this was $6 :(

Cheers
 

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Discussion Starter · #46 ·
If you are a dividend investor, I still don't understand why you hold stocks like SHOP, BBRY and not stocks like JNJ, MCD,PG or PEP
I have an emphasis on dividend growth. I am also young enough to pick some contrarian or aggressive growth stocks.

I'm not sure if I included it into my bio here but I have always kept 10% of my portfolio to use as a more "fun" portion. In truth it is much less than 10% these days but I still enjoy picking stocks I think will have very bright futures.

I've also owned all the stock you have mentioned at one time or another and I honestly think they are WAY overpriced right now looking at schillers ratio.
 

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I have an emphasis on dividend growth. I am also young enough to pick some contrarian or aggressive growth stocks.
I'm not too young :( , but also have some " dividend growth" stocks, like LMT (double digits % increases every year), AAPL, XLNX, MG ....

from your canadian list I hold 6 stocks :), none - from US.

I honestly think they are WAY overpriced right now looking at schillers ratio.
Maybe... but for me most important that they would pay and increase dividends every year , even by 1.5-2% (like T:NYSE or TRI)
 

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Discussion Starter · #49 ·
Thanks Damaaster

AQN has been one of my best performers this year, just wish I would have bought a bit more when it was at $11
 

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Discussion Starter · #50 ·
May 31, 2017
Yearly update #5

TFSA- $85,790
RRSP- $98,299
Savings- $71,600
Pension- $182,033
May total = $438,174. Month over month increase of $11,233 or 2.63%:victorious::victorious::victorious:

Total Dividends I received in May was $733.18

Total yearly dividends to date is $3,711



Year Total Dividends Received
2014 $2,421.00
2015 $4,169.00
2016 $6,192.86
2017 $3,711 so far
2018
2019
2020
Total $16,494 of free money since 2014 :courage:
 

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Discussion Starter · #51 ·
June 30, 2017
Yearly update #6

TFSA- $85,961
RRSP- $100,579
Savings- $74,577
Pension- $184,159
May total = $445,259 Month over month increase of $7,085 or 1.63%

Total Dividends I received in June was $996.30

Total yearly dividends to date is $4,707.



Year Total Dividends Received
2014 $2,421.00
2015 $4,169.00
2016 $6,192.86
2017 $4,7070 so far
2018
2019
2020
Total $17,490 of free money since 2014
 

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Discussion Starter · #52 ·
July 30, 2017
Yearly update #7

TFSA- $84,854
RRSP- $98,602
Savings- $74,215
Pension- $185,415
May total = $443,086 Month over month increase of $(2,173) or -0.49%

Total Dividends I received in July was $1075

Total yearly dividends to date is $5,782



Year Total Dividends Received
2014 $2,421.00
2015 $4,169.00
2016 $6,192.86
2017 $5,782 so far
2018
2019
2020
Total $18,565 of free money since 2014
 

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Discussion Starter · #53 ·
Aug 30, 2017
Yearly update #8

TFSA- $86,282
RRSP- $99,574
Savings- $73,659
Pension- $186,862
Aug total = $446,377 Month over month increase of $3,291 or 0.74%

Total Dividends I received in Aug was $775

Total yearly dividends to date is $6,557



Year Total Dividends Received
2014 $2,421.00
2015 $4,169.00
2016 $6,192.86
2017 $6,557 so far
2018
2019
2020
Total $19,340 of free money since 2014
 

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Discussion Starter · #54 ·
Sep 30, 2017
Yearly update #9

TFSA- $89,542
RRSP- $104,693
Savings- $75,253
Pension- $188,353
Sep total = $457,916 Month over month increase of $11,538 or 2.59%

Total Dividends I received in Sep was $1092

Total yearly dividends to date is $7,649



Year Total Dividends Received
2014 $2,421.00
2015 $4,169.00
2016 $6,192.86
2017 $7,649 so far
2018
2019
2020
Total $20,432 of free money since 2014
 

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Discussion Starter · #55 ·
Oct 30, 2017
Yearly update #10

TFSA- $93,950
RRSP- $106,515
Savings- $79,728
Pension- $190,515
House#2- $3,083 (Principal paydown + Rent after expenses)
Oct total = $473,795 Month over month increase of $15,878 or 3.47%

Total Dividends I received in Oct was $1124

Total yearly dividends to date is $8,773



Year Total Dividends Received
2014 $2,421.00
2015 $4,169.00
2016 $6,192.86
2017 $8,773 so far
2018
2019
2020
Total $21,556 of free money since 2014

I bought a rental property (SFR) in September. The numbers look great so far and I have it rented out on a 2 year lease. If all goes well I will add another property in 2018.
 

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Discussion Starter · #56 ·
Nov 30, 2017
Yearly update #11

TFSA- $94,595
RRSP- $105,733
Savings- $82,067
Pension- $191,838
House#2- $5,083 (Principal paydown + Rent after expenses)
Nov total = $479,316 Month over month increase of $5,521 or 1.17%

Total Dividends I received in Nov was $808.15

Total yearly dividends to date is $9,581



Year Total Dividends Received
2014 $2,421.00
2015 $4,169.00
2016 $6,192.86
2017 $9,581 so far
2018
2019
2020
Total $22,364 of free money since 2014
 

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Discussion Starter · #57 · (Edited)
DEC 30, 2017
Yearly update #12

TFSA- $95,838
RRSP- $106.276
Savings- $83,549
Pension- $193,578
House #1- Paid off in full but I don't consider primary residence as investment asset.
House#2- $8,100 (Principal paydown + Rent after expenses)
December total = $487,340 Month over month increase of $8,023 or 1.67%

Total Dividends I received in December was $1,177

Total yearly dividends to date is $10,760



Year Total Dividends Received
2014 $2,421.00
2015 $4,169.00
2016 $6,192.86
2017 $10,760
2018
2019
2020
Total $23,542 of free money since 2014

2017 summary: It was a mixed year for me.

Positives:
I beat the Dow and blew past the TSX for the third year in a row.
I bought a rental property
I passed my goal of 8G of dividends

Negatives:
My savings rate was very bad at around 20%
Ended the year with credit card debt.

Will this be the year of the big crash? I hope to see a lower net portfolio value next year but have many more shares of some rock solid companies that I can buy on a discount.
 

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Discussion Starter · #58 ·
Have been really busy!

I'm doing a (just over) mid-year update


Aug 1, 2018
Yearly update 1?

TFSA- $104,576
RRSP- $123,110
Savings- $86,995
Pension- $206,072

House#1- Paid off but I don't count this because I think prices in Vancouver are stupid and it makes for an unbalanced picture. People who have owned here for a long time are lucky, not smart investors like they pretend to be (unless of course they own 3 or 4 for the last 20 years)

House#2- $21,612 (Equity, or money I've paid from loan for house)
House#3- $8,212 (Equity, or money I've paid from the loan for the house)
House#4- $1,122 (Equity, or money I've paid from the loan for the house)
HML - $2730 (Hard money lending)



Aug Total = $554,229

Total Dividends I received in July was $1,542

Total yearly dividends to date are $8,856
Total yearly rent received to date is $8,225
 

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Discussion Starter · #59 ·
Have been really busy!

I'm doing a (just over) mid-year update


Sept 1, 2021
Yearly update 1?
Age 42

TFSA- $262,727
RRSP- $243,800
Savings- $337,184
Pension- $279,536

House#1- Paid off but I don't count this.

House#2- $121,000 (Equity, or money I've paid from loan for house)
House#3- $96,000(Equity, or money I've paid from the loan for the house)
House#4- $42,000 (Equity, or money I've paid from the loan for the house)




Aug Investments Value = $1,382,247 not including Primary residence

Total Dividends in Aug was $3,611

Total yearly dividends to date are $23,238
 

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Wow. Those look like huge gains. Doubling+ your TFSA and RRSP since 2018? Does that include your wife's TFSA? If not, do you realize you're allowed to put your money into her TFSA (you can put 75k of that unregistered right into a new TFSA account in her name)?

Was wondering if your wife works, and how that went with young kids? If you had any thoughts on a successful work/family arrangement there.

Myself we're coming up on kid #2 now, and wife will be off work again. 2-kid daycare seems like a ridiculous expense, so we're nearly settled on her not working for the next ~5 years until they are in school. But by then I hope we're rich enough that her working wouldn't make much financial sense anyways (why make our lives way harder for extra cashflow that we don't need?)

Great job on everything!
 
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