Just a Guy· Registered
Well, if you can earn more than you pay, I'd always go that route... So, if your Tfsa earns more than your mortgage go that route. Also, Tfsa can be used if there is a crisis, whereas banks are reluctant to lend you money in one. Speaking from experience, if you have a financial crisis, it's always good to have liquid assets and lots of credit available to see you through it.