I currently deal with Qtrade with my trading for the most part limited to the buy and hold of good quality dividend stocks. I probably do only 20 trades a year and my portfolio is into the 6 figure range. Before Qtrade I dealt with Credential but left them when I changed F/I's. As an aside, I mention that I also have dealings with BNS. In any event, I recently sold 500 shs of BMO and my charges from Qtrade were $22.00 due to their charging a commission of 1/30th of 1%. Credential and some others are a flat rate of under 10.00 and as such I am considering changing firms. Moneysense provides favourable reviews of both firms. Just wondering if anyone can comment on their experience with Credential or perhaps that for the nominal extra expense I should just stay where I am at. Its not really the $$ involved but the principle of paying double.