[Retired at 31]

Fortunately I have never had my accounts hacked. Any reason given as to why you were targetted?

When fishing, it's worth trying to land the big fish

Sucks to hear. It's probably a slight inconvenience - the bank replaces the funds and off you go. Having a credit card compromised is a pain as you have to update all the pre-auth places again. I've never had either hacked and love the cashback that the cc's give me.