Housing prices are insane. My Wife and I combined make around 200k/year, and that seems to be barely enough income to afford a decent house in most major cities. Forget Toronto. Thankfully we have been in the housing market for 9 years, and have some equity built in our two properties. If it weren't for that, I don't know how we would afford to start fresh into this market.Yup, options for young people/families with good jobs and good incomes are shrinking and shrinking.