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this is the Canadian Money Forum. we leave the pyscho babble to another forum. I am feel qualified as I am married to a psychotherapist. I am her biggest project yet!

If the OP was not scared off from the social and emotional aspects of this type of loan, then they are probably ignorant or just inconsiderate of their parents.

then there are the personal issues of self confidence, independence, etc. let alone why their parents don't think they can get more than 5% on the investment anyway...
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