Wow....well on your way.....
I recall from the start of your thread you were hoping to hit "4mil net worth should allow me to retire..."
With no debt I would hope. Sounds like you should at least be working part-time to stay active.
Huge congrats but likely a lot of work to get there no doubt.
How are you invested? Stocks? ETFs? Mix of both? Real estate? Other?
Thanks, It has been a fair amount of work with time away from family being the biggest sacrifice, There has been some luck involved too.
I am working part time right now but my plan has been to work full time for the next three years at least. Hoping work picks up shortly but no guarantee.
No debt but have considered upgrading home but only if the right thing comes along as we are not actively looking.
My portfolio has quite a mix, about 5 years ago I moved my RRSPs, Business Investments, and NRSPs to RBC and Scotia Investment Managers. RBC got my RRSPs and Scotia got the rest. I initially did this to pit them against each other (without telling them that) but I've noticed that the returns tend to be similar. RBC is a Managed Portfolio that contains mutual funds, there are constant changes to the holdings which makes it impossible to track myself so I just ignore it. The Scotia account has a majority of stocks but also contains bonds and ETFs, I'm told its around a 65/35 split. I had a rental property for 7 years but I found my return wasn't good enough even before accounting for the effort so the only real estate I have now is my personal house and some corporate stock in that space. My kids RESPs are mostly in Mutual Funds, also have a crappy GIC I was conned into 15 years ago. Our TFSAs I decided to handle myself so I could see if there was any point having others manage our money. I've now moved the TFSAs in to Balanced ETFs as I've basically given up trying to beat the market. We have a couple whole life policies, I know the whole life policy thing is generally a bad idea but it now has a cash value of $10K more then we actually paid, same money invested likely would have made $30K but would we have invested it? I also have some crpto that I took a flyer on, it's quadrupled but I didn't put much.