Just throwing this out there for comment. I realize that this is not a "one size fits all" type of question so I'm just looking for individual opinion and comment from your own perspective. It's just that with, cash paying about 1% or less, GICs paying a maximum rate of somewhere around 3.5% (for 5 years), RRBs around 2.5%, longer term bonds somewhere around 5% and the potential for inflation -- are these products necessarily the "safe-haven" that we're often lead to believe? There is a massive amount of money in these products at the time being. Is this a bubble of sorts? Would it actually be safer to allocate the less risky portion of your portfolio in a fairly low volatility, stable dividend stock such as TRP or ENB? Where are you putting your "more safe" money?