Thanks. We crossed the 1 MM mark earlier this year but I reduce our RRSP amount by 15% for future taxes. The percentages may not be correct but I would like to deduct something from our RRSP amount.Congratulations guessing by the last statement you passed the 1M mark?
I should have started learning about personal finance / investing earlier. If I can go back in time, I wouldn't buy any preferred shares and bond ETF whereas I would buy more US equities, REIT and utilities ETFs.Do you have any lessons learned you'd like to share after almost reaching your goal?
My fixed income is 54% now that includes down payment and emergency funds. If I remove the down payment, it's 38% and my plan to to make it below 15%. I am in accumulation stage and I don't need higher fixed income now.I think most of us wish we had started earlier! I think you will be happy with your fixed income allocation if there is a crash. Do you intend to reduce your fixed income? I'm sitting at 17% but thinking of increasing it to 20-25%.