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AI Portfolio Analysis

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581 views 40 replies 9 participants last post by  m3s  
#1 ·
I was looking back at my portfolio and very happy.
For "fun" I ran it through CoPilot, asked for an appropriate benchmark, and to compare returns.

It looks really nice, better than I could do, and in less than 5 mins.

Is anyone else looking at this?
 
#2 ·
Yup.

I'm hoping it will also help me with tax strategy and filing. I was an early adopter of AI trading and it's doing very well. I even have multiple AI models running the reverse-saggy trading portfolio and in hindsight, nothing beats the reverse saggy sentiment.

It truly is a wonderful time to be alive, with new ATHs and AI capability day by day. I was at an AI conference this week with PhD presenters from the US. They are saying get over your privacy concerns or be prepared to lose to those who do.

Basically don't be saggy. The technology is here to stay whether you like it or not.
 
#3 ·
I have used ChatGPT to review my financial situation and make recommendations etc. (I just cut and pasted my account value information from a spreadsheet I maintain through google sheets). I didn't learn much from the information given but it was a very quick analysis and could ask it many optimization questions.
I found the summary great to share with my wife as it allows another voice of confidence in our position that is not me. Similar to going to an advisor but without the sales pitch at the end.
 
#6 ·
I have used ChatGPT to review my financial situation and make recommendations etc. (I just cut and pasted my account value information from a spreadsheet I maintain through google sheets). I didn't learn much from the information given but it was a very quick analysis and could ask it many optimization questions.
I found the summary great to share with my wife as it allows another voice of confidence in our position that is not me. Similar to going to an advisor but without the sales pitch at the end.
A superficial use of AI is like a superficial use of a financial advisor - who knew. You should be using it everyday and feeding it more information, training your model to what you prefer and what you want. You're comparing a random hook up to a wife. By the way you can save a lot of time, money and headaches by replacing your wife with an AI wife, or at least using it to arbitrate and provide couple therapy :p
 
#5 ·
It was nice that it made a relevant benchmark.

Also makes nice charts,but it is super important to note
LLMS ARE BAD AT MATH
and
OFTEN GET DETAILS WRONG.
Don't use LLMs for math. They're for writing words aka language.

The title of the thread was AI and there exists an AI model for as many things as you can imagine, or you can train your own model.

If you want a report or summary on math - feed it good math. Garbage in and garbage out.
 
#7 ·
Two other things to keep in mind;
  • finance and investment nomenclature is highly technical. You need to check the LLM is not making things up.
  • they are trained on history, they have knowledge so to speak that is current from before they were trained. We use RAG to overcome this. Basically augment current info in the prompt so it uses it as well in forming a response.
 
#10 ·
Two other things to keep in mind;
  • finance and investment nomenclature is highly technical. You need to check the LLM is not making things up.
  • they are trained on history, they have knowledge so to speak that is current from before they were trained. We use RAG to overcome this. Basically augment current info in the prompt so it uses it as well in forming a response.
It seems like elderly people don't understand how new tools work.

Universities allow the use of tools, including LLM, but you are responsible to verify all sources and claims. People, predominantly the elderly, seem to think one is supposed to blindly trust google, AI, GPS etc as if they should never think or verify anything. This is not how tools work. LLMs are tools for writing language. It's not God or some kind of oracle. When a tool makes a mistake you need to recognize it and fix it.

If your GPS told you to drive into a collapsed bridge, would you do it? No. The tool is there to assist you - not to replace your pre-frontal cortex.
 
#9 · (Edited)
A little off topic

I recently used ChatGPT and Copilot to give a projection of minimal withdrawal from our 3 RRIF accounts for the next 15 years. I specified 7% growth. I estimated what the RRIF would be worth December 31, 2025. ChatGPT was accurate but not Copilot for 2026. The residual value of the RRIF after years was too high by Copilot. The RRIF withdrawal plus CPP some OAS will be more than enough for our lifestyle, including terminal long term care.

We needed this information as we want to gift our 2 mutual funds to our 3 children over the next 10 years. Copilot did give a very good answer when I posed the question of gifting over 10 year vs an Inter Vivos trust. It saved me a meeting with our accountant.
 
#19 ·
Yup.

I'm hoping it will also help me with tax strategy and filing. I was an early adopter of AI trading and it's doing very well. I even have multiple AI models running the reverse-saggy trading portfolio and in hindsight, nothing beats the reverse saggy sentiment.

It truly is a wonderful time to be alive, with new ATHs and AI capability day by day. I was at an AI conference this week with PhD presenters from the US. They are saying get over your privacy concerns or be prepared to lose to those who do.

Basically don't be saggy. The technology is here to stay whether you like it or not.
could you clarify by what you mean by reverse saggy? you mean contrarian style portfolio ?
Yup.

I'm hoping it will also help me with tax strategy and filing. I was an early adopter of AI trading and it's doing very well. I even have multiple AI models running the reverse-saggy trading portfolio and in hindsight, nothing beats the reverse saggy sentiment.

It truly is a wonderful time to be alive, with new ATHs and AI capability day by day. I was at an AI conference this week with PhD presenters from the US. They are saying get over your privacy concerns or be prepared to lose to those who do.

Basically don't be saggy. The technology is here to stay whether you like it or not.
can you elaborate on what you mean by reverse saggy? do you mean contrarian style ?
 
#20 ·
could you clarify by what you mean by reverse saggy? you mean contrarian style portfolio ?
You can ask an LLM to scrape all sags 50,000+ posts on the canadian money forum and then create an inverse trading strategy based on his sentiment.

Historically nothing beats it however it's hard to say how long he will be posting.
 
#26 ·
I am not part of the copilot teams pilot, but I've seen meeting summaries produced by it. It seems useful, and it is a good way of summarizing a meeting and jumping to a relevant part of the recording if you missed it, but it pretty badly garbles names and doesn't take the best notes. I'm sure there are some techniques to trigger it to record action items well, but it's not quite there yet. Obvious that it will be there. Also obvious that it would just take some processing and synthesizing of the work products of their employees to pretty accurately predict what people would do in most situations. It may still need supervision to validate that the predicted action is correct but the amount of effort would be far reduced. I don't see how we'll train new people to the level of SME because they won't have the occasion to really internalize all that business knowledge.
 
#29 ·
Was this video generated and voiced by AI :LOL:

All you have to do is ask the AI for its source and it will provide it :rolleyes:
 
#41 ·
If you've used waze, you know how you get prompted "still there" when passing a warning

This is to verify reports, and users are assigned a reliability parameter. I heard of a cop who would sit there and delete all the police reports, not understanding his reliability is now saggier than saggy.

Blockchains also financially incentivize being a honest validator. We just need to either track the sagginess or incentivize non-saggy behaviours.