My elderly mother, an RBC client, is concerned about the (for her) large amount of cash that she holds in her bank account. She worries that thieves or fraudsters could access it through debit card or ATM transactions and has asked me for advice on how to make it harder to access. We could open an RBC Direct Investing account for her, move the money there, invest it in a HISA and it would be hard for anyone but her to touch it. It would take some work to get this set up for her, though. It seems overkill just to have a place to park cash. Is there something simpler that would accomplish the goal? Is it possible to hold GICs as part of an RBC bank account, perhaps? I know that, theoretically, as long as she does not divulge her passwords/PIN that any loss from her bank account should be reimbursed by RBC, but she would prefer not to test that. Thank you for any advice.