I find this take very interesting, particularly when paired to your earlier comments:...So when I need to make a major decision and just can't make up my mind I just ask myself the simple question. 'Will it kill me if I get it wrong' and if the answer is not literally yes it will, then I just make a decision and move on. It's a way to make a leap of faith. Of course that may not work for everyone but it's one way to make a decision where certainty cannot be expected.
SWR is for pussies to believe in.
Would it have been fatal, I mean literally, to retire at 35?I decided at 35 to retire early. I did not just pack it in and let tomorrow take care of tomorrow. I came up with a 10 year financial plan that I thought would get me to a point where I would have more than enough income to live on in the way I intended to live at least initially. As it worked out, I achieved my goal in 7 years, not 10 and when I got there I did pack it in. The point here is that even though I would have liked to retire at 35, I did not find it difficult to continue on till 43, because I knew it was not going to go on forever. The goal made the interim time span quite bearable. And the income I had when I did quit was more than enough for my needs. There is no problem figuring out what to do when you have more money than you need.
Should the OP do as you say or as you did?