I am looking for some advice on where i should be putting my money and if there is some things i could be doing beter I am 28. I havent bought my first home yet , probably will make this purchase next year. My expected home purchase is in the $170 000 - 180 000 range i believe. here is how...

The Royal Mail has laid out his concept for a multiple tier plan, and hopefully he'll post an outline here of it again. The problem that I see with the 3 tier savings plan as outlined by Royal Mail is that it doesn't take into consideration the needs to save for your wants. I think this is...